Terms & General Conditions

At DL Group & Finance, your privacy is our top priority. All documents uploaded during the application process (Aadhar, PAN, Bank Statements, etc.) are encrypted using industry-standard SSL protocols. We guarantee that:

• Your documents are stored on secure local servers with restricted access.
• Data is used strictly for internal credit audit and verification purposes only.
• We do not sell or share your personal information with third-party marketing agencies.
• Once the audit is completed, your data is archived or deleted according to regulatory compliance.

By submitting your application, you authorize DL Group's audit team to:

• Verify your creditworthiness using the provided bank statements.
• Check the authenticity of your Aadhar and PAN cards.
• Contact your nominated reference purely for residential or identity confirmation if required.
• Validate your employment status through official channels.

Our loan offerings are subject to final approval by our credit committee. Submission of an application does not guarantee disbursement. Interest rates and processing fees calculated in the EMI tool are indicative and subject to final audit results.