:root {
            --ink: #060d1e;
            --ink-60: rgba(6, 13, 30, 0.6);
            --ink-35: rgba(6, 13, 30, 0.35);
            --slate: #556070;
            --sky: #eef3ff;
            --primary: #1d4ed8;
            --primary-dark: #1539b8;
            --primary-glow: rgba(29, 78, 216, 0.22);
            --accent: #00b896;
            --surface: #ffffff;
            --surface-2: #f7f9ff;
            --surface-3: #f1f4fb;
            --border: rgba(29, 78, 216, 0.1);
            --border-subtle: rgba(6, 13, 30, 0.07);
            --shadow-xs: 0 1px 4px rgba(6, 13, 30, 0.05);
            --shadow-sm: 0 2px 12px rgba(6, 13, 30, 0.07);
            --shadow-md: 0 8px 36px rgba(6, 13, 30, 0.10);
            --shadow-lg: 0 20px 64px rgba(6, 13, 30, 0.13);
            --shadow-xl: 0 32px 96px rgba(6, 13, 30, 0.16);
            --radius: 20px;
            --radius-sm: 13px;
            --radius-xs: 8px;
            --gold: #d4af37;
            --navy-deep: #060d1e;
        }

        *,
        *::before,
        *::after {
            box-sizing: border-box;
            margin: 0;
            padding: 0;
        }

        html {
            scroll-behavior: smooth;
            -webkit-font-smoothing: antialiased;
            text-rendering: optimizeLegibility;
            overflow-x: hidden;
        }

        body {
            font-family: 'Roboto', sans-serif;
            color: var(--ink);
            background: var(--surface);
            overflow-x: hidden;
            width: 100%;
            line-height: 1.6;
            font-size: 15px;
            font-weight: 400;
            letter-spacing: 0.01em;
            position: relative;
        }

        /* ════════════════════════════════════
     LOADER
  ════════════════════════════════════ */
        /* New SVG Loader Styles */
        #loader {
            position: fixed;
            inset: 0;
            z-index: 9999;
            background: var(--navy-deep);
            display: flex;
            flex-direction: column;
            /* Stack logo and text */
            align-items: center;
            justify-content: center;
            transition: opacity 0.8s ease, visibility 0.8s;
        }

        #loader.hidden {
            opacity: 0;
            visibility: hidden;
            pointer-events: none;
        }

        .loader-brand-container {
            position: relative;
            width: 160px;
            height: 160px;
            display: flex;
            align-items: center;
            justify-content: center;
            margin-bottom: 0;
        }

        .loader-circle-svg {
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
        }

        .loader-circle-path {
            stroke-dasharray: 480;
            stroke-dashoffset: 480;
            stroke: var(--gold);
            stroke-width: 3;
            fill: none;
            transform: rotate(-90deg);
            transform-origin: center;
            animation: drawCircle 1s cubic-bezier(0.4, 0, 0.2, 1) forwards;
        }

        .loader-dl-text {
            font-family: 'Times New Roman', Times, serif;
            font-size: 85px;
            font-weight: 700;
            letter-spacing: -2px;
            line-height: 1;
            display: flex;
            position: relative;
            z-index: 2;
        }

        .loader-dl-text .dl-d {
            color: #fff;
            text-shadow: 2px 2px 5px rgba(0, 0, 0, 0.5);
            opacity: 0;
            transform: scale(0.8);
            animation: popIn 0.6s 1s cubic-bezier(0.4, 0, 0.2, 1) forwards;
        }

        .loader-dl-text .dl-l {
            color: #87ceeb;
            text-shadow: 2px 2px 5px rgba(0, 0, 0, 0.5);
            margin-left: -8px;
            opacity: 0;
            transform: scale(0.8);
            animation: popIn 0.6s 1.3s cubic-bezier(0.4, 0, 0.2, 1) forwards;
        }

        .loader-swoosh {
            position: absolute;
            bottom: -5px;
            left: -15px;
            width: 130px;
            height: 100px;
            pointer-events: none;
            z-index: 5;
            overflow: visible;
        }

        .swoosh-path {
            stroke-dasharray: 200;
            stroke-dashoffset: 200;
            animation: drawSwoosh 0.6s 1.8s cubic-bezier(0.165, 0.84, 0.44, 1) forwards;
        }

        .swoosh-head {
            opacity: 0;
            transform: scale(0);
            transform-origin: 96px 22px;
            animation: popIn 0.3s 2.2s cubic-bezier(0.175, 0.885, 0.32, 1.275) forwards;
        }

        @keyframes drawSwoosh {
            to {
                stroke-dashoffset: 0;
            }
        }

        .loader-logo-text {
            display: flex;
            flex-direction: column;
            align-items: center;
            margin-top: 0;
        }

        .logo-group {
            font-family: 'Times New Roman', Times, serif;
            font-size: 26px;
            font-weight: 700;
            color: var(--gold);
            display: flex;
            align-items: center;
            gap: 15px;
            opacity: 0;
            transform: translateY(10px);
            animation: slideUpFade 0.6s 1.5s ease-out forwards;
        }

        .logo-group .line {
            width: 35px;
            height: 2px;
            background-color: var(--gold);
        }

        .logo-finance {
            font-family: 'Montserrat', 'Roboto', sans-serif;
            font-size: 42px;
            font-weight: 600;
            color: #e2e8f0;
            letter-spacing: 5px;
            line-height: 1.1;
            opacity: 0;
            transform: translateY(10px);
            animation: slideUpFade 0.6s 2s ease-out forwards;
        }

        .logo-tagline {
            font-family: 'Montserrat', 'Roboto', sans-serif;
            font-size: 11px;
            font-weight: 600;
            color: var(--gold);
            letter-spacing: 1.5px;
            margin-top: 5px;
            opacity: 0;
            animation: fadeIn 0.6s 2.5s ease-out forwards;
        }

        @keyframes drawCircle {
            100% {
                stroke-dashoffset: 0;
            }
        }

        @keyframes popIn {
            100% {
                opacity: 1;
                transform: scale(1);
            }
        }

        @keyframes slideUpFade {
            100% {
                opacity: 1;
                transform: translateY(0);
            }
        }

        @keyframes fadeIn {
            to {
                opacity: 1;
            }
        }

        @keyframes fadeOutLoader {
            to {
                opacity: 0;
                visibility: hidden;
            }
        }

        @keyframes riseUp {
            from {
                opacity: 0;
                transform: translateY(30px);
            }

            to {
                opacity: 1;
                transform: translateY(0);
            }
        }

        /* ════════════════════════════════════
     NAVIGATION
  ════════════════════════════════════ */
        nav {
            position: sticky;
            top: 0;
            z-index: 200;
            background: rgba(255, 255, 255, 0.86);
            backdrop-filter: blur(24px) saturate(180%);
            -webkit-backdrop-filter: blur(24px) saturate(180%);
            border-bottom: 1px solid var(--border-subtle);
            padding: 0 6%;
            display: flex;
            align-items: center;
            justify-content: space-between;
            height: 70px;
            transition: box-shadow 0.3s ease, background 0.3s;
        }

        nav.scrolled {
            background: rgba(255, 255, 255, 0.96);
            box-shadow: 0 4px 28px rgba(6, 13, 30, 0.07);
        }

        .nav-logo {
            font-family: 'Roboto Slab', serif;
            font-size: 1.25rem;
            font-weight: 600;
            color: var(--ink);
            text-decoration: none;
            letter-spacing: 0.02em;
            display: flex;
            align-items: center;
            gap: 10px;
        }

        .nav-logo-badge {
            width: 38px;
            height: 38px;
            border-radius: 50%;
            overflow: hidden;
            flex-shrink: 0;
            box-shadow: 0 2px 8px var(--primary-glow);
        }

        .nav-logo-badge img {
            width: 100%;
            height: 100%;
            object-fit: cover;
            display: block;
        }

        .nav-logo span {
            color: var(--primary);
        }

        .nav-links {
            display: flex;
            align-items: center;
            gap: 2px;
            list-style: none;
        }

        .nav-links a {
            text-decoration: none;
            color: var(--slate);
            font-size: 0.875rem;
            font-weight: 500;
            padding: 7px 14px;
            border-radius: var(--radius-xs);
            transition: color 0.2s, background 0.2s;
            letter-spacing: 0.02em;
        }

        .nav-links a:hover {
            color: var(--primary);
            background: var(--sky);
        }

        .nav-cta {
            background: var(--primary) !important;
            color: #fff !important;
            padding: 8px 22px !important;
            border-radius: 100px !important;
            font-weight: 700 !important;
            letter-spacing: 0.04em !important;
            box-shadow: 0 2px 14px var(--primary-glow);
            transition: background 0.2s, transform 0.2s, box-shadow 0.2s !important;
        }

        .nav-cta:hover {
            background: var(--primary-dark) !important;
            transform: translateY(-1px) !important;
            box-shadow: 0 6px 22px rgba(29, 78, 216, 0.35) !important;
        }

        .hamburger {
            display: none;
            flex-direction: column;
            gap: 5px;
            cursor: pointer;
            background: none;
            border: none;
            padding: 5px;
        }

        .hamburger span {
            display: block;
            width: 22px;
            height: 1.5px;
            background: var(--ink);
            border-radius: 2px;
            transition: transform 0.28s, opacity 0.28s;
        }

        .hamburger.open span:nth-child(1) {
            transform: translateY(6.5px) rotate(45deg);
        }

        .hamburger.open span:nth-child(2) {
            opacity: 0;
        }

        .hamburger.open span:nth-child(3) {
            transform: translateY(-6.5px) rotate(-45deg);
        }

        .mobile-menu {
            display: none;
            position: fixed;
            top: 70px;
            left: 0;
            right: 0;
            background: rgba(255, 255, 255, 0.98);
            backdrop-filter: blur(24px);
            border-bottom: 1px solid var(--border-subtle);
            padding: 10px 6% 22px;
            flex-direction: column;
            gap: 2px;
            z-index: 199;
            animation: slideDown 0.22s ease;
        }

        .mobile-menu.open {
            display: flex;
        }

        .mobile-menu a {
            text-decoration: none;
            color: var(--slate);
            font-size: 0.95rem;
            font-weight: 500;
            padding: 11px 14px;
            border-radius: var(--radius-xs);
            transition: color 0.2s, background 0.2s;
            letter-spacing: 0.02em;
        }

        .mobile-menu a:hover {
            color: var(--primary);
            background: var(--sky);
        }

        .mobile-menu .nav-cta {
            background: var(--primary) !important;
            color: #fff !important;
            text-align: center;
            margin-top: 8px;
            border-radius: 100px !important;
        }

        @keyframes slideDown {
            from {
                opacity: 0;
                transform: translateY(-6px);
            }

            to {
                opacity: 1;
                transform: translateY(0);
            }
        }

        /* ════════════════════════════════════
     HERO
  ════════════════════════════════════ */
        #home {
            background: linear-gradient(rgba(0, 0, 0, 0.7), rgba(0, 0, 0, 0.7)), url('hero-bg-premium.png') no-repeat center center/cover;
            position: relative;
            overflow: hidden;
        }

        #home::before {
            content: '';
            position: absolute;
            inset: 0;
            background-image:
                linear-gradient(rgba(29, 78, 216, 0.03) 1px, transparent 1px),
                linear-gradient(90deg, rgba(29, 78, 216, 0.03) 1px, transparent 1px);
            background-size: 52px 52px;
            pointer-events: none;
        }

        .hero-orb {
            position: absolute;
            border-radius: 50%;
            pointer-events: none;
            filter: blur(100px);
        }

        .orb-1 {
            width: 700px;
            height: 700px;
            background: radial-gradient(circle, rgba(29, 78, 216, 0.09) 0%, transparent 65%);
            top: -200px;
            right: -130px;
        }

        .orb-2 {
            width: 460px;
            height: 460px;
            background: radial-gradient(circle, rgba(0, 184, 150, 0.07) 0%, transparent 65%);
            bottom: -110px;
            left: 1%;
        }

        .hero-inner {
            max-width: 1200px;
            margin: 0 auto;
            width: 100%;
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 80px;
            align-items: center;
            position: relative;
        }

        .hero-pill {
            display: inline-flex;
            align-items: center;
            gap: 9px;
            background: #fff;
            color: var(--primary);
            font-size: 0.72rem;
            font-weight: 700;
            letter-spacing: 0.8px;
            text-transform: uppercase;
            padding: 5px 14px 5px 7px;
            border-radius: 100px;
            border: 1px solid var(--border);
            margin-bottom: 30px;
            box-shadow: var(--shadow-xs);
            opacity: 0;
            animation: riseUp 0.65s 0.3s forwards;
        }

        .hero-pill-dot {
            width: 24px;
            height: 24px;
            border-radius: 100px;
            background: linear-gradient(135deg, var(--primary), #60a5fa);
            display: flex;
            align-items: center;
            justify-content: center;
        }

        .hero-pill-dot svg {
            color: #fff;
        }

        .hero-title {
            font-family: 'Roboto Slab', serif;
            font-size: clamp(2.8rem, 5vw, 4.4rem);
            line-height: 1.1;
            letter-spacing: -0.01em;
            font-weight: 700;
            color: #fff;
            margin-bottom: 24px;
            opacity: 0;
            animation: riseUp 0.65s 0.44s forwards;
        }

        .hero-title em {
            font-style: normal;
            font-weight: 300;
            color: #00d2ff;
            -webkit-text-fill-color: #00d2ff;
        }

        .hero-sub {
            font-size: 1rem;
            font-weight: 300;
            color: #f1f5f9;
            line-height: 1.82;
            max-width: 450px;
            margin-bottom: 42px;
            opacity: 0;
            animation: riseUp 0.65s 0.58s forwards;
            letter-spacing: 0.01em;
        }

        .hero-actions {
            display: flex;
            gap: 14px;
            flex-wrap: wrap;
            opacity: 0;
            animation: riseUp 0.65s 0.72s forwards;
        }

        .btn-primary {
            display: inline-flex;
            align-items: center;
            gap: 9px;
            background: var(--primary);
            color: #fff;
            font-family: 'Roboto', sans-serif;
            font-weight: 700;
            font-size: 0.875rem;
            letter-spacing: 0.05em;
            text-transform: uppercase;
            padding: 14px 28px;
            border-radius: 100px;
            text-decoration: none;
            border: none;
            cursor: pointer;
            transition: transform 0.22s, box-shadow 0.22s, background 0.22s;
            box-shadow: 0 4px 22px var(--primary-glow);
        }

        .btn-primary:hover {
            background: var(--primary-dark);
            transform: translateY(-2px);
            box-shadow: 0 8px 32px rgba(29, 78, 216, 0.34);
        }

        .btn-primary .arr {
            transition: transform 0.22s;
        }

        .btn-primary:hover .arr {
            transform: translateX(3px);
        }

        .btn-ghost {
            display: inline-flex;
            align-items: center;
            gap: 9px;
            background: transparent;
            color: var(--ink);
            font-family: 'Roboto', sans-serif;
            font-weight: 500;
            font-size: 0.875rem;
            letter-spacing: 0.03em;
            padding: 13px 24px;
            border-radius: 100px;
            border: 1.5px solid var(--border-subtle);
            text-decoration: none;
            cursor: pointer;
            transition: border-color 0.22s, color 0.22s, background 0.22s, transform 0.22s;
        }

        .btn-ghost:hover {
            border-color: var(--primary);
            color: var(--primary);
            background: var(--sky);
            transform: translateY(-2px);
        }

        .hero-trust {
            display: flex;
            align-items: center;
            gap: 18px;
            margin-top: 52px;
            opacity: 0;
            animation: riseUp 0.65s 0.86s forwards;
        }

        .trust-div {
            width: 1px;
            height: 30px;
            background: var(--border-subtle);
        }

        .trust-item {
            display: flex;
            flex-direction: column;
            gap: 2px;
        }

        .trust-val {
            font-family: 'Roboto Slab', serif;
            font-size: 1.65rem;
            font-weight: 600;
            color: #fff;
            line-height: 1;
            letter-spacing: -0.01em;
        }

        .trust-lbl {
            font-size: 0.7rem;
            color: #e2e8f0;
            font-weight: 500;
            letter-spacing: 0.03em;
            text-transform: uppercase;
        }

        /* ─ Logo showcase ─ */
        .hero-visual {
            position: relative;
            opacity: 0;
            animation: slideInRight 0.75s 0.5s cubic-bezier(.4, 0, .2, 1) forwards;
        }

        @keyframes slideInRight {
            from {
                opacity: 0;
                transform: translateX(36px);
            }

            to {
                opacity: 1;
                transform: translateX(0);
            }
        }

        .logo-showcase {
            display: flex;
            align-items: center;
            justify-content: center;
            position: relative;
            aspect-ratio: 1;
            max-width: 320px;
            margin: 0 auto;
            transform: translateY(-120px);
        }

        .founder-info-hero {
            position: absolute;
            bottom: -50px;
            /* Tighter spacing */
            left: 50%;
            transform: translateX(-50%);
            text-align: center;
            width: 100%;
            white-space: nowrap;
            z-index: 10;
        }

        .founder-info-hero .founder-name {
            font-family: 'Roboto Slab', serif;
            font-size: 1.45rem;
            font-weight: 700;
            color: #fff;
            margin-bottom: 4px;
        }

        .founder-info-hero .founder-tag {
            font-size: 0.8rem;
            color: var(--accent);
            text-transform: uppercase;
            letter-spacing: 2.5px;
            font-weight: 600;
        }

        /* Outer glow rings */
        .logo-ring {
            position: absolute;
            border-radius: 50%;
            border: 1px solid;
            pointer-events: none;
        }

        .logo-ring-1 {
            width: 105%;
            height: 105%;
            border-color: rgba(29, 78, 216, 0.12);
            animation: ringPulse 4s ease-in-out infinite;
        }

        .logo-ring-2 {
            width: 120%;
            height: 120%;
            border-color: rgba(29, 78, 216, 0.07);
            animation: ringPulse 4s 0.6s ease-in-out infinite;
        }

        .logo-ring-3 {
            width: 135%;
            height: 135%;
            border-color: rgba(29, 78, 216, 0.04);
            border-style: dashed;
            animation: ringRotate 30s linear infinite;
        }

        @keyframes ringPulse {

            0%,
            100% {
                transform: scale(1);
                opacity: 1;
            }

            50% {
                transform: scale(1.03);
                opacity: 0.6;
            }
        }

        @keyframes ringRotate {
            from {
                transform: rotate(0deg);
            }

            to {
                transform: rotate(360deg);
            }
        }

        /* Orbital dots */
        .orbit-dot {
            position: absolute;
            width: 10px;
            height: 10px;
            border-radius: 50%;
            background: var(--primary);
            box-shadow: 0 0 12px var(--primary-glow);
        }

        .orbit-dot-1 {
            top: 8%;
            right: 18%;
            width: 8px;
            height: 8px;
            background: var(--accent);
            box-shadow: 0 0 12px rgba(0, 184, 150, 0.4);
            animation: floatA 3s ease-in-out infinite;
        }

        .orbit-dot-2 {
            bottom: 12%;
            left: 10%;
            width: 6px;
            height: 6px;
            animation: floatB 3.5s ease-in-out infinite;
        }

        .orbit-dot-3 {
            top: 44%;
            left: 2%;
            width: 5px;
            height: 5px;
            background: #60a5fa;
            box-shadow: 0 0 10px rgba(96, 165, 250, 0.4);
            animation: floatA 4s 0.5s ease-in-out infinite;
        }

        /* The logo image */
        .logo-img-wrapper {
            width: 85%;
            height: 85%;
            border-radius: 50%;
            overflow: hidden;
            position: relative;
            z-index: 2;
            box-shadow:
                0 0 0 6px rgba(29, 78, 216, 0.08),
                0 0 0 14px rgba(29, 78, 216, 0.04),
                0 20px 60px rgba(6, 13, 30, 0.18),
                0 0 80px rgba(29, 78, 216, 0.12);
            animation: logoFloat 5s ease-in-out infinite;
        }

        .hero-story strong {
            color: var(--primary);
            font-weight: 700;
        }

        .founder-badge {
            background: linear-gradient(to top, rgba(6, 13, 30, 0.95), rgba(6, 13, 30, 0.4) 60%, transparent) !important;
            backdrop-filter: blur(4px);
            -webkit-backdrop-filter: blur(4px);
            border-top: 1px solid rgba(255, 255, 255, 0.1);
        }

        @keyframes logoFloat {

            0%,
            100% {
                transform: translateY(0);
            }

            50% {
                transform: translateY(-10px);
            }
        }

        .logo-img-wrapper img {
            width: 100%;
            height: 100%;
            object-fit: cover;
            display: block;
        }

        .float-widget {
            position: absolute;
            background: #fff;
            border-radius: 16px;
            padding: 13px 17px;
            display: flex;
            align-items: center;
            gap: 12px;
            box-shadow: var(--shadow-lg);
            border: 1px solid var(--border-subtle);
        }

        .fw-1 {
            bottom: -22px;
            left: -28px;
            animation: floatA 4s ease-in-out infinite;
        }

        .fw-2 {
            top: -22px;
            right: -24px;
            animation: floatB 4.8s ease-in-out infinite;
        }

        @keyframes floatA {

            0%,
            100% {
                transform: translateY(0)
            }

            50% {
                transform: translateY(-9px)
            }
        }

        @keyframes floatB {

            0%,
            100% {
                transform: translateY(0)
            }

            50% {
                transform: translateY(9px)
            }
        }

        .fi {
            width: 40px;
            height: 40px;
            border-radius: 12px;
            display: flex;
            align-items: center;
            justify-content: center;
            flex-shrink: 0;
        }

        .ft {
            display: flex;
            flex-direction: column;
            gap: 2px;
        }

        .ft-lbl {
            font-size: 0.66rem;
            color: var(--slate);
            font-weight: 500;
            letter-spacing: 0.03em;
            text-transform: uppercase;
        }

        .ft-val {
            font-size: 0.88rem;
            font-weight: 700;
            color: var(--ink);
            letter-spacing: 0.01em;
        }

        .ft-val.green {
            color: #059669;
        }

        /* ════════════════════════════════════
     ABOUT
  ════════════════════════════════════ */
        /* ════════════════════════════════════
           CORE SERVICES (INDEX)
        ════════════════════════════════════ */
        #core-services {
            background-color: var(--surface-2);
            position: relative;
            z-index: 1;
        }

        #core-services::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            background-image: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%231d4ed8' fill-opacity='0.02'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
            z-index: -1;
        }

        .core-card {
            background: #fff;
            padding: 40px;
            border-radius: var(--radius);
            border: 1px solid var(--border-subtle);
            border-top: 4px solid var(--primary);
            transition: all 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
            display: flex;
            flex-direction: column;
            gap: 20px;
            position: relative;
            overflow: hidden;
            box-shadow: var(--shadow-sm);
        }

        .core-card:nth-child(2) {
            border-top-color: var(--accent);
        }

        .core-card:nth-child(3) {
            border-top-color: #60a5fa;
        }

        .core-card:hover {
            transform: translateY(-10px);
            box-shadow: var(--shadow-xl);
            border-color: var(--primary-glow);
        }

        .core-icon {
            width: 60px;
            height: 60px;
            background: var(--sky);
            color: var(--primary);
            border-radius: var(--radius-sm);
            display: flex;
            align-items: center;
            justify-content: center;
            transition: all 0.3s ease;
        }

        .core-card:hover .core-icon {
            background: var(--primary);
            color: #fff;
            transform: scale(1.1);
        }

        .core-card h3 {
            font-family: 'Roboto Slab', serif;
            font-size: 1.5rem;
            font-weight: 600;
            color: var(--ink);
        }

        .core-card p {
            color: var(--slate);
            font-size: 0.95rem;
            line-height: 1.6;
            margin: 0;
        }

        .core-link {
            margin-top: auto;
            text-decoration: none;
            color: var(--primary);
            font-weight: 700;
            font-size: 0.9rem;
            display: flex;
            align-items: center;
            gap: 8px;
            transition: gap 0.3s ease;
        }

        .core-link span {
            transition: transform 0.3s ease;
        }

        .core-card:hover .core-link span {
            transform: translateX(5px);
        }

        /* Existing styles continue... */
        #about {
            padding: 60px 6%;
            background: var(--ink);
            position: relative;
            overflow: hidden;
        }

        #about::before {
            content: '';
            position: absolute;
            top: -160px;
            right: -100px;
            width: 560px;
            height: 560px;
            border-radius: 50%;
            background: radial-gradient(circle, rgba(29, 78, 216, 0.2) 0%, transparent 68%);
            pointer-events: none;
        }

        #about::after {
            content: '';
            position: absolute;
            bottom: -120px;
            left: -60px;
            width: 360px;
            height: 360px;
            border-radius: 50%;
            background: radial-gradient(circle, rgba(0, 184, 150, 0.1) 0%, transparent 68%);
            pointer-events: none;
        }

        .about-inner {
            max-width: 1100px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 88px;
            align-items: start;
            position: relative;
            z-index: 1;
        }

        .eyebrow {
            display: inline-block;
            font-size: 0.66rem;
            font-weight: 700;
            letter-spacing: 3px;
            text-transform: uppercase;
            color: var(--accent);
            margin-bottom: 18px;
        }

        .about-title {
            font-family: 'Roboto Slab', serif;
            font-size: clamp(2.2rem, 3.6vw, 3.4rem);
            line-height: 1.12;
            letter-spacing: -0.01em;
            font-weight: 700;
            color: #fff;
            margin-bottom: 22px;
        }

        .about-body {
            color: #ffffff;
            line-height: 1.88;
            font-size: 0.91rem;
            margin-bottom: 38px;
            font-weight: 300;
            letter-spacing: 0.01em;
        }

        .pillars {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 13px;
        }

        .pillar {
            background: rgba(255, 255, 255, 0.04);
            border: 1px solid rgba(255, 255, 255, 0.07);
            border-radius: var(--radius-sm);
            padding: 20px 18px;
            transition: background 0.25s, border-color 0.25s;
        }

        .pillar:hover {
            background: rgba(255, 255, 255, 0.07);
            border-color: rgba(255, 255, 255, 0.12);
        }

        .pillar-icon {
            width: 38px;
            height: 38px;
            border-radius: 10px;
            background: rgba(29, 78, 216, 0.28);
            display: flex;
            align-items: center;
            justify-content: center;
            margin-bottom: 12px;
        }

        .pillar-icon svg {
            color: #93c5fd;
        }

        .pillar-t {
            font-family: 'Roboto', sans-serif;
            font-weight: 700;
            color: #fff;
            font-size: 0.83rem;
            margin-bottom: 5px;
            letter-spacing: 0.02em;
            text-transform: uppercase;
        }

        .pillar-d {
            font-size: 0.77rem;
            color: #f1f5f9;
            line-height: 1.6;
            font-weight: 300;
        }

        .about-stats {
            display: flex;
            flex-direction: column;
            gap: 38px;
            padding-top: 6px;
        }

        .bstat {
            border-left: 2px solid rgba(29, 78, 216, 0.55);
            padding-left: 28px;
        }

        .bstat-num {
            font-family: 'Roboto Slab', serif;
            font-size: clamp(2.6rem, 4vw, 3.8rem);
            color: #fff;
            line-height: 1;
            letter-spacing: -0.02em;
            font-weight: 700;
        }

        .bstat-num span {
            color: var(--accent);
        }

        .bstat-lbl {
            color: #f1f5f9;
            font-size: 0.81rem;
            margin-top: 7px;
            font-weight: 300;
            letter-spacing: 0.01em;
        }

        /* ════════════════════════════════════
     FEATURES
  ════════════════════════════════════ */
        #features {
            padding: 60px 6%;
            background: var(--surface-2);
        }

        .sec-head {
            text-align: center;
            max-width: 540px;
            margin: 0 auto 68px;
        }

        .sec-title {
            font-family: 'Roboto Slab', serif;
            font-size: clamp(2.2rem, 3.6vw, 3.4rem);
            line-height: 1.12;
            letter-spacing: -0.01em;
            font-weight: 700;
            color: var(--ink);
            margin-bottom: 16px;
        }

        .sec-sub {
            color: var(--slate);
            font-size: 0.91rem;
            line-height: 1.82;
            font-weight: 300;
            letter-spacing: 0.01em;
        }

        .feat-grid {
            max-width: 1100px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 22px;
        }

        .feat-card {
            background: var(--surface);
            border: 1px solid var(--border-subtle);
            border-radius: var(--radius);
            padding: 36px 30px;
            transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s;
            cursor: default;
            position: relative;
            overflow: hidden;
        }

        .feat-card::after {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            height: 2px;
            background: linear-gradient(90deg, var(--primary), var(--accent));
            opacity: 0;
            transition: opacity 0.3s;
        }

        .feat-card:hover {
            transform: translateY(-7px);
            box-shadow: var(--shadow-lg);
            border-color: transparent;
        }

        .feat-card:hover::after {
            opacity: 1;
        }

        .feat-icon {
            width: 52px;
            height: 52px;
            border-radius: 15px;
            background: var(--sky);
            display: flex;
            align-items: center;
            justify-content: center;
            margin-bottom: 24px;
            transition: transform 0.25s, background 0.25s;
        }

        .feat-icon svg {
            color: var(--primary);
        }

        .feat-card:hover .feat-icon {
            transform: scale(1.07);
            background: linear-gradient(135deg, #dbeafe, #bfdbfe);
        }

        .feat-t {
            font-family: 'Roboto', sans-serif;
            font-weight: 700;
            font-size: 0.95rem;
            color: var(--ink);
            margin-bottom: 11px;
            letter-spacing: 0.01em;
            text-transform: uppercase;
            font-size: 0.8rem;
        }

        .feat-d {
            font-size: 0.84rem;
            color: var(--slate);
            line-height: 1.76;
            font-weight: 300;
        }

        /* ════════════════════════════════════
     SERVICES
  ════════════════════════════════════ */
        #services {
            padding: 110px 6%;
            background: var(--surface);
            position: relative;
            overflow: hidden;
        }

        #services::before {
            content: '';
            position: absolute;
            bottom: -160px;
            left: -80px;
            width: 500px;
            height: 500px;
            border-radius: 50%;
            background: radial-gradient(circle, rgba(0, 184, 150, 0.055) 0%, transparent 70%);
            pointer-events: none;
        }

        .svc-inner {
            max-width: 1100px;
            margin: 0 auto;
        }

        .tabs {
            display: flex;
            gap: 8px;
            flex-wrap: wrap;
            justify-content: center;
            margin-bottom: 52px;
        }

        .tab-btn {
            padding: 8px 20px;
            border-radius: 100px;
            border: 1.5px solid var(--border-subtle);
            background: transparent;
            color: var(--slate);
            font-family: 'Roboto', sans-serif;
            font-size: 0.8rem;
            font-weight: 600;
            letter-spacing: 0.06em;
            text-transform: uppercase;
            cursor: pointer;
            transition: all 0.22s ease;
        }

        .tab-btn:hover {
            border-color: var(--primary);
            color: var(--primary);
            background: var(--sky);
        }

        .tab-btn.active {
            background: var(--primary);
            color: #fff;
            border-color: var(--primary);
            box-shadow: 0 3px 16px var(--primary-glow);
        }

        .loan-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 22px;
        }

        .loan-card {
            background: var(--surface);
            border: 1px solid var(--border-subtle);
            border-radius: var(--radius);
            overflow: hidden;
            display: flex;
            flex-direction: column;
            transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s;
        }

        .loan-card:hover {
            transform: translateY(-7px);
            box-shadow: var(--shadow-xl);
            border-color: transparent;
        }

        .loan-card.hidden-card {
            display: none;
        }

        .lcard-head {
            padding: 28px 26px 22px;
            position: relative;
        }

        .lcard-head::after {
            content: '';
            position: absolute;
            bottom: 0;
            left: 26px;
            right: 26px;
            height: 1px;
            background: var(--border-subtle);
        }

        .ltag-row {
            display: flex;
            align-items: center;
            justify-content: space-between;
            margin-bottom: 18px;
        }

        .ltag {
            font-size: 0.62rem;
            font-weight: 700;
            letter-spacing: 1.8px;
            text-transform: uppercase;
            padding: 4px 11px;
            border-radius: 100px;
        }

        .licon {
            width: 50px;
            height: 50px;
            border-radius: 14px;
            display: flex;
            align-items: center;
            justify-content: center;
            margin-bottom: 18px;
        }

        .lname {
            font-family: 'Roboto Slab', serif;
            font-size: 1.2rem;
            font-weight: 600;
            color: var(--ink);
            letter-spacing: 0em;
            margin-bottom: 9px;
        }

        .ldesc {
            font-size: 0.81rem;
            color: var(--slate);
            line-height: 1.72;
            font-weight: 300;
        }

        .lcard-body {
            padding: 20px 26px;
            flex: 1;
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 16px;
        }

        .lmeta {
            display: flex;
            flex-direction: column;
            gap: 3px;
        }

        .lmeta-lbl {
            font-size: 0.6rem;
            color: var(--slate);
            font-weight: 700;
            text-transform: uppercase;
            letter-spacing: 1px;
        }

        .lmeta-val {
            font-size: 0.9rem;
            font-weight: 700;
            color: var(--ink);
            letter-spacing: 0.01em;
        }

        .lcard-foot {
            padding: 15px 26px 24px;
            display: flex;
            align-items: center;
            justify-content: space-between;
            gap: 12px;
        }

        .lapply {
            flex: 1;
            text-align: center;
            padding: 11px 16px;
            border-radius: 100px;
            font-size: 0.76rem;
            font-weight: 700;
            letter-spacing: 0.08em;
            text-transform: uppercase;
            text-decoration: none;
            border: none;
            cursor: pointer;
            display: inline-flex;
            align-items: center;
            justify-content: center;
            gap: 7px;
            transition: all 0.22s ease;
        }

        .lapply svg {
            transition: transform 0.22s;
        }

        .lapply:hover svg {
            transform: translateX(3px);
        }

        .lapply:hover {
            transform: translateY(-1px);
        }

        .lbadge {
            font-size: 0.69rem;
            color: var(--slate);
            display: flex;
            align-items: center;
            gap: 5px;
            white-space: nowrap;
            font-weight: 500;
            letter-spacing: 0.01em;
        }

        .lbadge-dot {
            width: 6px;
            height: 6px;
            border-radius: 50%;
            background: var(--accent);
            flex-shrink: 0;
        }

        /* Loan color themes */
        .lp .lcard-head {
            background: linear-gradient(138deg, #f0f5ff 0%, #dbeafe 100%);
        }

        .lp .ltag {
            background: #dbeafe;
            color: #1d4ed8;
        }

        .lp .licon {
            background: #bfdbfe;
        }

        .lp .licon svg {
            color: #1d4ed8;
        }

        .lp .lapply {
            background: #1d4ed8;
            color: #fff;
            box-shadow: 0 3px 14px rgba(29, 78, 216, 0.28);
        }

        .lp .lapply:hover {
            background: #1539b8;
            box-shadow: 0 6px 22px rgba(29, 78, 216, 0.38);
        }

        .lh .lcard-head {
            background: linear-gradient(138deg, #f0fdf8 0%, #d1fae5 100%);
        }

        .lh .ltag {
            background: #d1fae5;
            color: #065f46;
        }

        .lh .licon {
            background: #a7f3d0;
        }

        .lh .licon svg {
            color: #065f46;
        }

        .lh .lapply {
            background: #059669;
            color: #fff;
            box-shadow: 0 3px 14px rgba(5, 150, 105, 0.28);
        }

        .lh .lapply:hover {
            background: #047857;
            box-shadow: 0 6px 22px rgba(5, 150, 105, 0.38);
        }

        .lb .lcard-head {
            background: linear-gradient(138deg, #fffbf5 0%, #fed7aa 100%);
        }

        .lb .ltag {
            background: #fed7aa;
            color: #92400e;
        }

        .lb .licon {
            background: #fcd8a8;
        }

        .lb .licon svg {
            color: #92400e;
        }

        .lb .lapply {
            background: #d97706;
            color: #fff;
            box-shadow: 0 3px 14px rgba(217, 119, 6, 0.28);
        }

        .lb .lapply:hover {
            background: #b45309;
            box-shadow: 0 6px 22px rgba(217, 119, 6, 0.38);
        }

        .le .lcard-head {
            background: linear-gradient(138deg, #faf5ff 0%, #ede9fe 100%);
        }

        .le .ltag {
            background: #ede9fe;
            color: #5b21b6;
        }

        .le .licon {
            background: #ddd6fe;
        }

        .le .licon svg {
            color: #5b21b6;
        }

        .le .lapply {
            background: #7c3aed;
            color: #fff;
            box-shadow: 0 3px 14px rgba(124, 58, 237, 0.28);
        }

        .le .lapply:hover {
            background: #6d28d9;
            box-shadow: 0 6px 22px rgba(124, 58, 237, 0.38);
        }

        .lv .lcard-head {
            background: linear-gradient(138deg, #fff1f3 0%, #fecdd3 100%);
        }

        .lv .ltag {
            background: #fecdd3;
            color: #9f1239;
        }

        .lv .licon {
            background: #fda4af;
        }

        .lv .licon svg {
            color: #9f1239;
        }

        .lv .lapply {
            background: #e11d48;
            color: #fff;
            box-shadow: 0 3px 14px rgba(225, 29, 72, 0.28);
        }

        .lv .lapply:hover {
            background: #be123c;
            box-shadow: 0 6px 22px rgba(225, 29, 72, 0.38);
        }

        .lg .lcard-head {
            background: linear-gradient(138deg, #fefce8 0%, #fde68a 100%);
        }

        .lg .ltag {
            background: #fde68a;
            color: #78350f;
        }

        .lg .licon {
            background: #fcd34d;
        }

        .lg .licon svg {
            color: #78350f;
        }

        .lg .lapply {
            background: #d97706;
            color: #fff;
            box-shadow: 0 3px 14px rgba(217, 119, 6, 0.28);
        }

        .lg .lapply:hover {
            background: #b45309;
            box-shadow: 0 6px 22px rgba(217, 119, 6, 0.38);
        }

        /* ════════════════════════════════════
     CTA
  ════════════════════════════════════ */
        #cta {
            padding: 105px 6%;
            background: linear-gradient(148deg, #05112e 0%, #0d2770 46%, #0b4898 100%);
            position: relative;
            overflow: hidden;
        }

        #cta::before {
            content: '';
            position: absolute;
            inset: 0;
            background-image:
                linear-gradient(rgba(255, 255, 255, 0.025) 1px, transparent 1px),
                linear-gradient(90deg, rgba(255, 255, 255, 0.025) 1px, transparent 1px);
            background-size: 52px 52px;
            pointer-events: none;
        }

        #cta::after {
            content: '';
            position: absolute;
            top: -140px;
            right: -60px;
            width: 520px;
            height: 520px;
            border-radius: 50%;
            background: radial-gradient(circle, rgba(29, 78, 216, 0.28) 0%, transparent 70%);
            pointer-events: none;
        }

        .cta-inner {
            /* max-width: 620px; */
            margin: 0 auto;
            text-align: center;
            position: relative;
            z-index: 1;
        }

        .cta-eyebrow {
            display: inline-block;
            font-size: 0.66rem;
            font-weight: 700;
            letter-spacing: 3px;
            text-transform: uppercase;
            color: rgba(255, 255, 255, 0.45);
            margin-bottom: 18px;
        }

        .cta-title {
            font-family: 'Roboto Slab', serif;
            font-size: clamp(2.3rem, 4.3vw, 3.8rem);
            color: #fff;
            line-height: 1.1;
            letter-spacing: -0.01em;
            font-weight: 700;
            margin-bottom: 18px;
        }

        .cta-sub {
            color: rgba(255, 255, 255, 0.52);
            font-size: 0.93rem;
            line-height: 1.82;
            margin-bottom: 42px;
            font-weight: 300;
            letter-spacing: 0.01em;
        }

        .btn-white {
            display: inline-flex;
            align-items: center;
            gap: 9px;
            background: #fff;
            color: var(--primary);
            font-family: 'Roboto', sans-serif;
            font-weight: 700;
            font-size: 0.875rem;
            letter-spacing: 0.06em;
            text-transform: uppercase;
            padding: 15px 34px;
            border-radius: 100px;
            text-decoration: none;
            border: none;
            cursor: pointer;
            transition: transform 0.22s, box-shadow 0.22s, background 0.22s;
            box-shadow: 0 6px 30px rgba(0, 0, 0, 0.26);
        }

        .btn-white:hover {
            background: #f0f5ff;
            transform: translateY(-2px);
            box-shadow: 0 12px 42px rgba(0, 0, 0, 0.3);
        }

        .btn-white .arr {
            transition: transform 0.22s;
        }

        .btn-white:hover .arr {
            transform: translateX(3px);
        }

        .cta-trust {
            display: flex;
            align-items: center;
            justify-content: center;
            gap: 26px;
            margin-top: 28px;
            flex-wrap: wrap;
        }

        .cta-trust-item {
            display: flex;
            align-items: center;
            gap: 7px;
            color: rgba(255, 255, 255, 0.42);
            font-size: 0.74rem;
            font-weight: 500;
            letter-spacing: 0.02em;
        }

        .cta-trust-item svg {
            color: var(--accent);
        }

        /* ════════════════════════════════════
     FOOTER
  ════════════════════════════════════ */
        /* ════════════════════════════════════
             FOOTER
          ════════════════════════════════════ */
        footer {
            background: #020617;
            padding: 100px 6% 40px;
            color: #fff;
            border-top: 1px solid rgba(255, 255, 255, 0.05);
            position: relative;
            overflow: hidden;
        }

        footer::before {
            content: '';
            position: absolute;
            top: -200px;
            left: -100px;
            width: 400px;
            height: 400px;
            background: radial-gradient(circle, rgba(29, 78, 216, 0.1) 0%, transparent 70%);
            pointer-events: none;
        }

        .footer-grid {
            max-width: 1200px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: 2fr 1fr 1fr 1.2fr;
            gap: 40px;
            margin-bottom: 80px;
            position: relative;
            z-index: 1;
        }

        .footer-logo {
            font-family: 'Roboto Slab', serif;
            font-size: 1.5rem;
            font-weight: 700;
            color: #fff;
            text-decoration: none;
            display: flex;
            align-items: center;
            gap: 12px;
            margin-bottom: 25px;
            white-space: nowrap;
        }

        .footer-logo-icon {
            width: 36px;
            height: 36px;
            border-radius: 10px;
            background: linear-gradient(135deg, var(--primary) 0%, #3b82f6 100%);
            display: flex;
            align-items: center;
            justify-content: center;
        }

        .footer-logo span {
            color: var(--accent);
        }

        .footer-desc {
            color: var(--slate);
            font-size: 0.95rem;
            line-height: 1.7;
            margin-bottom: 30px;
            max-width: 320px;
        }

        .footer-h4 {
            font-size: 1.1rem;
            font-weight: 700;
            color: #fff;
            margin-bottom: 30px;
            font-family: 'Roboto Slab', serif;
            position: relative;
        }

        .footer-h4::after {
            content: '';
            position: absolute;
            bottom: -8px;
            left: 0;
            width: 30px;
            height: 2px;
            background: var(--primary);
        }

        .footer-nav {
            list-style: none;
            display: flex;
            flex-direction: column;
            gap: 15px;
            padding: 0;
            margin: 0;
        }

        .footer-nav a {
            color: var(--slate);
            text-decoration: none;
            font-size: 0.9rem;
            font-weight: 500;
            transition: all 0.3s ease;
            display: inline-flex;
            align-items: center;
            position: relative;
        }

        .footer-nav a:hover {
            color: #fff;
            transform: translateX(18px);
        }

        .footer-nav a::before {
            content: '→';
            font-size: 0.8rem;
            opacity: 0;
            position: absolute;
            left: -18px;
            transition: all 0.3s ease;
        }

        .footer-nav a:hover::before {
            opacity: 1;
        }

        .footer-contact {
            margin-top: 5px;
        }

        .c-item {
            display: flex;
            gap: 15px;
            margin-bottom: 20px;
        }

        .c-icon {
            color: var(--primary);
            flex-shrink: 0;
            margin-top: 3px;
        }

        .c-text {
            color: var(--slate);
            font-size: 0.9rem;
            line-height: 1.5;
        }

        .footer-social {
            display: flex;
            gap: 15px;
            margin-top: 30px;
        }

        .footer-social a {
            width: 42px;
            height: 42px;
            border-radius: 12px;
            background: rgba(255, 255, 255, 0.03);
            border: 1px solid rgba(255, 255, 255, 0.05);
            display: flex;
            align-items: center;
            justify-content: center;
            transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
            text-decoration: none;
        }

        .footer-bottom {
            max-width: 1300px;
            margin: 0 auto;
            padding-top: 40px;
            border-top: 1px solid rgba(255, 255, 255, 0.05);
            display: flex;
            justify-content: space-between;
            align-items: center;
            flex-wrap: wrap;
            gap: 20px;
        }

        .footer-copy {
            font-size: 0.85rem;
            color: var(--slate);
        }

        .footer-legal {
            display: flex;
            gap: 25px;
        }

        .footer-legal a {
            font-size: 0.85rem;
            color: var(--slate);
            text-decoration: none;
            transition: color 0.3s;
        }

        .footer-legal a:hover {
            color: #fff;
        }

        @media (max-width: 1100px) {
            .footer-grid {
                grid-template-columns: repeat(2, 1fr);
                gap: 40px;
            }
        }

        @media (max-width: 600px) {
            .footer-grid {
                grid-template-columns: 1fr;
                text-align: center;
            }

            .footer-logo {
                justify-content: center;
            }

            .footer-desc {
                margin-left: auto;
                margin-right: auto;
            }

            .footer-h4::after {
                left: 50%;
                transform: translateX(-50%);
            }

            .footer-social {
                justify-content: center;
            }

            .c-item {
                justify-content: center;
            }

            footer {
                padding: 70px 6% 30px;
            }

            .footer-bottom {
                flex-direction: column;
                text-align: center;
            }
        }

        /* ════════════════════════════════════
     SCROLL REVEAL
  ════════════════════════════════════ */
        .reveal {
            opacity: 0;
            transform: translateY(22px);
            transition: opacity 0.65s cubic-bezier(.4, 0, .2, 1), transform 0.65s cubic-bezier(.4, 0, .2, 1);
        }

        .reveal.visible {
            opacity: 1;
            transform: translateY(0);
        }

        .d1 {
            transition-delay: 0.07s
        }

        .d2 {
            transition-delay: 0.14s
        }

        .d3 {
            transition-delay: 0.21s
        }

        .d4 {
            transition-delay: 0.28s
        }

        .d5 {
            transition-delay: 0.35s
        }

        /* ════════════════════════════════════
     MINIMAL ANIMATIONS
  ════════════════════════════════════ */

        /* — Nav link underline slide — */
        .nav-links a {
            position: relative;
        }

        .nav-links a::after {
            content: '';
            position: absolute;
            bottom: 2px;
            left: 14px;
            right: 14px;
            height: 1.5px;
            background: var(--primary);
            transform: scaleX(0);
            transform-origin: left;
            transition: transform 0.28s cubic-bezier(.4, 0, .2, 1);
            border-radius: 2px;
        }

        .nav-links a:not(.nav-cta):hover::after {
            transform: scaleX(1);
        }

        /* — Button shine sweep — */
        .btn-primary,
        .btn-white {
            position: relative;
            overflow: hidden;
        }

        .btn-primary::before,
        .btn-white::before {
            content: '';
            position: absolute;
            top: 0;
            left: -100%;
            width: 60%;
            height: 100%;
            background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.15), transparent);
            transform: skewX(-20deg);
            transition: left 0.55s ease;
        }

        .btn-primary:hover::before,
        .btn-white:hover::before {
            left: 160%;
        }

        /* — Feat card icon pulse on hover — */
        @keyframes iconPulse {
            0% {
                box-shadow: 0 0 0 0 rgba(29, 78, 216, 0.25);
            }

            70% {
                box-shadow: 0 0 0 10px rgba(29, 78, 216, 0);
            }

            100% {
                box-shadow: 0 0 0 0 rgba(29, 78, 216, 0);
            }
        }

        .feat-card:hover .feat-icon {
            animation: iconPulse 0.7s ease;
        }

        /* — Pillar border glow on hover — */
        .pillar {
            transition: background 0.25s, border-color 0.25s, transform 0.25s;
        }

        .pillar:hover {
            transform: translateY(-3px);
        }

        /* — Loan card tag pop — */
        .ltag {
            transition: transform 0.2s, box-shadow 0.2s;
            display: inline-block;
        }

        .loan-card:hover .ltag {
            transform: scale(1.05);
        }

        /* — Tab button ripple — */
        .tab-btn {
            position: relative;
            overflow: hidden;
        }

        .tab-btn .ripple {
            position: absolute;
            border-radius: 50%;
            background: rgba(29, 78, 216, 0.18);
            transform: scale(0);
            animation: rippleAnim 0.5s linear;
            pointer-events: none;
        }

        @keyframes rippleAnim {
            to {
                transform: scale(4);
                opacity: 0;
            }
        }

        /* — Stat counter fade-in line — */
        .bstat {
            position: relative;
            transition: padding-left 0.3s;
        }

        .bstat::before {
            content: '';
            position: absolute;
            left: 0;
            top: 0;
            bottom: 0;
            width: 2px;
            background: linear-gradient(180deg, var(--primary) 0%, var(--accent) 100%);
            transform: scaleY(0);
            transform-origin: top;
            transition: transform 0.5s cubic-bezier(.4, 0, .2, 1);
            border-radius: 2px;
        }

        .bstat.visible-stat::before {
            transform: scaleY(1);
        }

        /* Override the original left border */
        .bstat {
            border-left: none !important;
        }

        /* — Trust items stagger on load — */
        .trust-item {
            transition: opacity 0.4s, transform 0.4s;
        }

        /* — Hero pill shimmer — */
        @keyframes shimmer {
            0% {
                background-position: -200% center;
            }

            100% {
                background-position: 200% center;
            }
        }

        .hero-pill {
            background: linear-gradient(90deg, #fff 0%, #eef3ff 40%, #fff 60%, #fff 100%);
            background-size: 200% auto;
            animation: shimmer 3.5s linear infinite;
        }

        /* — Accent dot pulse on lbadge — */
        @keyframes dotPulse {

            0%,
            100% {
                transform: scale(1);
                opacity: 1;
            }

            50% {
                transform: scale(1.5);
                opacity: 0.6;
            }
        }

        .loan-card:hover .lbadge-dot {
            animation: dotPulse 1s ease infinite;
        }

        /* — CTA section orb drift — */
        @keyframes orbDrift {

            0%,
            100% {
                transform: translate(0, 0) scale(1);
            }

            33% {
                transform: translate(30px, -20px) scale(1.05);
            }

            66% {
                transform: translate(-20px, 15px) scale(0.97);
            }
        }

        #cta::after {
            animation: orbDrift 12s ease-in-out infinite;
        }

        /* — Smooth number count animation — */
        .bstat-num {
            transition: opacity 0.3s;
        }

        /* — Footer links hover lift — */
        .footer-links a {
            transition: color 0.2s, background 0.2s, transform 0.2s;
            display: inline-block;
        }

        .footer-links a:hover {
            transform: translateY(-2px);
        }

        /* — Float widgets subtle shadow pulse — */
        @keyframes widgetGlow {

            0%,
            100% {
                box-shadow: var(--shadow-lg);
            }

            50% {
                box-shadow: 0 24px 72px rgba(6, 13, 30, 0.18);
            }
        }

        .float-widget {
            animation: floatA 4s ease-in-out infinite, widgetGlow 3s ease-in-out infinite;
        }

        .fw-2 {
            animation: floatB 4.8s ease-in-out infinite, widgetGlow 3.6s ease-in-out infinite;
        }

        /* ════════════════════════════════════
     RESPONSIVE
  ════════════════════════════════════ */
        @media(max-width:1024px) {
            .hero-inner {
                grid-template-columns: 1fr;
                text-align: center;
                gap: 60px;
            }

            .hero-title {
                margin-left: auto;
                margin-right: auto;
            }

            .hero-sub {
                margin-left: auto;
                margin-right: auto;
            }

            .hero-actions {
                justify-content: center;
            }

            .hero-trust {
                justify-content: center;
            }

            .hero-visual {
                max-width: 100%;
                margin: 0 auto;
                overflow: hidden;
            }
        }

        @media(max-width:768px) {
            nav {
                padding: 0 5%;
            }

            .nav-links {
                display: none;
            }

            .hamburger {
                display: flex;
            }

            .hero-title {
                font-size: 2.8rem;
            }

            .sec-title {
                font-size: 2.2rem;
            }

            .about-inner,
            .about-content,
            .feat-grid,
            .loan-grid,
            .services-wrapper {
                grid-template-columns: 1fr;
            }

            #home {
                padding-top: 15px !important;
            }

            .hero-pill {
                margin-bottom: 15px;
            }
        }

        @media (max-width: 480px) {
            section {
                padding-left: 15px !important;
                padding-right: 15px !important;
            }

            .hero-inner {
                padding: 0;
            }

            .loan-card,
            .feat-card,
            .pillar {
                padding: 25px 15px;
            }

            .hero-title {
                font-size: 2.2rem;
                margin-top: 5px;
            }

            .btn-primary,
            .btn-ghost {
                width: 100%;
                justify-content: center;
            }

            .hero-trust {
                flex-direction: column;
                gap: 20px;
            }

            .trust-div {
                display: none;
            }
        }

        /* ════════════════════════════════════
       GLOBAL INTERACTION POLISH
    ════════════════════════════════════ */
        a,
        button {
            transition: all 0.3s cubic-bezier(0.25, 0.46, 0.45, 0.94);
        }

        .btn-primary:hover,
        .nav-cta:hover,
        .lapply:hover {
            transform: translateY(-3px) scale(1.02);
            box-shadow: 0 12px 24px rgba(29, 78, 216, 0.25);
        }

        .btn-ghost:hover {
            background: rgba(255, 255, 255, 0.1);
            transform: translateY(-2px);
        }

        /* Magnetic-like effect for icon links */
        .footer-social a:hover {
            transform: translateY(-5px) scale(1.2);
            filter: drop-shadow(0 5px 10px rgba(0, 0, 0, 0.2));
        }

        /* ════════════════════════════════════
       ADVANCED CAREERS UI SYSTEM
    ════════════════════════════════════ */
        .careers-hero-alt {
            padding: 180px 0 120px;
            background: var(--ink);
            position: relative;
            display: flex;
            align-items: center;
            overflow: hidden;
            color: #fff;
        }

        .careers-hero-alt::before {
            content: '';
            position: absolute;
            width: 100%;
            height: 100%;
            background: radial-gradient(circle at 80% 20%, rgba(29, 78, 216, 0.15) 0%, transparent 50%),
                radial-gradient(circle at 20% 80%, rgba(0, 184, 150, 0.1) 0%, transparent 50%);
        }

        .careers-hero-inner {
            max-width: 1300px;
            margin: 0 auto;
            padding: 0 6%;
            width: 100%;
            z-index: 2;
            display: grid;
            grid-template-columns: 1.2fr 0.8fr;
            gap: 60px;
            align-items: center;
        }

        .career-badge {
            display: inline-flex;
            align-items: center;
            gap: 8px;
            padding: 8px 16px;
            background: rgba(29, 78, 216, 0.1);
            border: 1px solid rgba(29, 78, 216, 0.2);
            border-radius: 100px;
            color: #60a5fa;
            font-size: 0.85rem;
            font-weight: 600;
            text-transform: uppercase;
            letter-spacing: 0.05em;
            margin-bottom: 24px;
        }

        .career-h1 {
            font-family: 'Roboto Slab', serif;
            font-size: clamp(3rem, 5vw, 5rem);
            line-height: 1.1;
            margin-bottom: 30px;
            background: linear-gradient(to right, #fff, var(--accent));
            -webkit-background-clip: text;
            background-clip: text;
            -webkit-text-fill-color: transparent;
        }

        .career-hero-inner p {
            color: var(--text-light);
            font-size: 1.2rem;
            line-height: 1.7;
            margin-bottom: 40px;
        }

        .stats-strip {
            display: flex;
            gap: 40px;
        }

        .s-item h4 {
            font-size: 2rem;
            color: #fff;
            margin: 0;
        }

        .s-item p {
            color: var(--slate);
            font-size: 0.9rem;
            margin: 0;
        }

        .career-visual-card {
            background: rgba(255, 255, 255, 0.03);
            backdrop-filter: blur(10px);
            border: 1px solid rgba(255, 255, 255, 0.05);
            border-radius: 30px;
            padding: 40px;
            position: relative;
        }

        .perk-row {
            display: flex;
            align-items: center;
            gap: 20px;
            margin-bottom: 24px;
        }

        .perk-row:last-child {
            margin-bottom: 0;
        }

        .pi-icon {
            width: 48px;
            height: 48px;
            border-radius: 12px;
            background: rgba(29, 78, 216, 0.15);
            display: flex;
            align-items: center;
            justify-content: center;
            color: var(--accent);
            flex-shrink: 0;
        }

        .listing-section {
            padding: 120px 6%;
            background: var(--surface-2);
        }

        .listing-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(400px, 1fr));
            gap: 30px;
            max-width: 1300px;
            margin: 0 auto;
        }

        .adv-job-card {
            background: #fff;
            border-radius: 24px;
            padding: 40px;
            border: 1px solid var(--border-subtle);
            transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
            display: flex;
            flex-direction: column;
            height: 100%;
            text-decoration: none;
            color: inherit;
        }

        .adv-job-card:hover {
            transform: translateY(-12px) scale(1.02);
            box-shadow: 0 40px 80px rgba(6, 13, 30, 0.08);
            border-color: var(--primary);
        }

        .adv-job-tag {
            font-size: 0.75rem;
            font-weight: 700;
            color: var(--primary);
            background: var(--sky);
            padding: 4px 12px;
            border-radius: 6px;
            width: fit-content;
            margin-bottom: 20px;
        }

        .adv-job-title {
            font-family: 'Roboto Slab', serif;
            font-size: 1.6rem;
            color: var(--ink);
            margin-bottom: 15px;
        }

        .adv-job-loc {
            display: flex;
            align-items: center;
            gap: 8px;
            color: var(--slate);
            font-size: 0.95rem;
            margin-bottom: 30px;
        }

        .adv-apply-btn {
            width: 100%;
            padding: 16px;
            border-radius: 12px;
            background: var(--ink);
            color: #fff;
            text-align: center;
            font-weight: 600;
            transition: all 0.3s ease;
        }

        .adv-job-card:hover .adv-apply-btn {
            background: var(--primary);
            box-shadow: 0 10px 20px rgba(29, 78, 216, 0.2);
        }

        @media (max-width: 960px) {

            #home,
            .services-header,
            .contact-header,
            .apply-hero,
            .careers-hero-alt {
                padding-top: 40px !important;
                padding-bottom: 60px !important;
                /* Ensure content isn't under navbar */
                min-height: auto !important;
            }

            #home .hero-inner {
                grid-template-columns: 1fr !important;
                text-align: left;
                gap: 40px;
                margin-top: 0 !important;
            }

            .logo-showcase {
                transform: translateY(0) !important;
                /* Reset desktop transform */
                max-width: 300px !important;
                margin: 40px auto 80px !important;
            }

            .founder-info-hero {
                bottom: -60px !important;
                white-space: normal !important;
            }

            .founder-info-hero .founder-name {
                font-size: 1.25rem !important;
            }

            /* ... existing media query continues ... */

            .careers-hero-inner {
                grid-template-columns: 1fr;
                text-align: center;
            }

            .stats-strip {
                justify-content: center;
            }

            .listing-grid {
                grid-template-columns: 1fr;
            }
        }

        @media (max-width: 480px) {
            .listing-grid {
                grid-template-columns: 1fr;
            }

            .listing-section {
                padding: 80px 5%;
            }

            .adv-job-card {
                padding: 30px;
            }
        }

        /* ════════════════════════════════════
           TRUST & COMPLIANCE STYLES
        ════════════════════════════════════ */
        .trust-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
            gap: 30px;
        }

        .trust-card {
            background: #fff;
            padding: 40px;
            border-radius: var(--radius);
            border: 1px solid var(--border-subtle);
            transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
            display: flex;
            flex-direction: column;
            align-items: center;
            text-align: center;
        }

        .trust-card:hover {
            transform: translateY(-10px);
            box-shadow: var(--shadow-lg);
            border-color: var(--primary);
        }

        .trust-card-icon {
            width: 70px;
            height: 70px;
            border-radius: 20px;
            display: flex;
            align-items: center;
            justify-content: center;
            margin-bottom: 25px;
        }

        .trust-card h3 {
            font-family: 'Roboto Slab', serif;
            font-size: 1.4rem;
            margin-bottom: 15px;
            color: var(--ink);
        }

        .trust-card p {
            color: var(--slate);
            font-size: 0.95rem;
            line-height: 1.6;
            margin-bottom: 20px;
        }

        .trust-num {
            background: var(--sky);
            color: var(--primary);
            padding: 8px 16px;
            border-radius: 10px;
            font-family: 'Montserrat', sans-serif;
            font-weight: 700;
            font-size: 0.9rem;
            letter-spacing: 1px;
            margin-bottom: 25px;
        }

        .trust-link {
            text-decoration: none;
            color: var(--primary);
            font-weight: 700;
            font-size: 0.9rem;
            display: flex;
            align-items: center;
            gap: 8px;
            transition: gap 0.3s;
        }

        .trust-link:hover {
            gap: 12px;
        }

        /* ════════════════════════════════════
           INVESTMENT GOVERNANCE MEDIA QUERIES
        ════════════════════════════════════ */
        @media (max-width: 960px) {
            .inv-gov-grid {
                grid-template-columns: 1fr !important;
                gap: 60px !important;
            }
        }

        @keyframes trustFloat {

            0%,
            100% {
                transform: translateY(0);
            }

            50% {
                transform: translateY(-15px);
            }
        }